Your Free AI
Financial Health Report
Enter your income, expenses, debts and investments. Our AI analyses every area of your finances and gives you clear, personalised insights — in minutes.
Everything in one report
Our AI analyses all areas of your finances and gives you clear, educational insights — no jargon, no hidden fees.
Budget Analysis
Categorise your expenses, spot overspending, and see your real savings rate with UK benchmark comparisons.
Debt Management
Understand your debt-to-income ratio, explore repayment concepts like avalanche and snowball, and get educational guidance.
Investment Insights
Learn about asset allocation, ISAs, pensions, and diversification with educational examples tailored to your situation.
Financial Health Score
Get an overall health score (0–100) calculated from savings rate, DTI, emergency fund, and net worth.
How it works
Three simple steps to your financial health report
Enter your details
Fill in a simple 7-step form covering income, expenses, debts, investments, pensions, savings, and assets. Takes about 5 minutes.
AI analyses everything
Our AI agents run in parallel — analysing your budget, debt profile, investments and overall health score simultaneously.
Get your report
Receive a detailed, personalised report with insights, calculations, recommended action steps, and curated UK resources.
Free • No account required • Takes 5 minutes